Homes MSP Real Estate Blog

What happens at the inspection? Should the buyer be there?

Ok... you have negotiated the deal to buy your new home and signed the purchase agreement contingent upon inspection. So what happens next?

Your purchase agreement dictates how much time you have to complete and respond to the inspection, so be sure to get it scheduled right away... you might even want to schedule it before signing off on the purchase agreement to be sure the timing works. If you plan to have a radon test, be sure to allow a couple days for that as well.  The most common time frame for completing and responding to the inspection in a traditional sale is 5-7 days, but it can sometimes be shorter or longer depending on circumstances. Foreclosures usually give a total of 10 days.

The purchase agreement states that Buyer shall satisfy Buyer as to the qualifications of the Inspector(s) so you can have anyone you feel comfortable with perform the inspection, even 'Uncle Charlie'. However, since buying a home is one of the biggest investments most people make, most buyers hire a professional home inspector.

When scheduling, allow about 2-3 hours for the inspection... but it can be shorter for a small property in great condition, or longer for a larger property or more issues.

The inspection usually starts with the exterior of the property, checking everything from the roof, windows, siding and landscaping (is water directed away from the foundation?) to the garage and even fencing if there is any. Then you will move inside, usually starting with the basement to check structure, furnace, electrical, moisture issues, etc... then moving up all the way through the house to the attic. Think of your home inspection like a thorough house exam.

Should you plan to be there for the inspection? Yes!!! Perhaps the biggest value in the home inspection, especially if you are a first-time homeowner, is learning about your new home and planning ahead for maintenance and future repairs... so you know what to look for and do to keep your home in good condition.

You will learn about routine maintenance issues, but what you will usually ask the seller to address as a result of the inspection are items that are deferred maintenance affecting the integrity, safety and use and enjoyment of the home... sometimes issues the sellers themselves may not be aware of. 

You may even find issues of big enough concern to you to cancel the purchase agreement and have your earnest money refunded... how the inspection contingency protects you and your investment.

Sharlene Hensrud, RE/MAX Results - Email - Minneapolis Buyer's Agent

RELATED POSTS

• Contingent upon Inspection
• "You're wasting your money on a home inspection, and we're not going to fix anything."
• Why Test For Radon?
• A Few Myths About Radon
• Home Inspection Dilemma With Short Sales: Should You Risk Wasting Time or Money?
• Searching for a home inspector online
• Choosing an excellent home inspector
• New Construction & Home Inspections

Poorly insulated attic access panels

For at least the last twenty years or so, the most common way of insulating attics in Minnesota is to use loose-fill insulation - either cellulose or fiberglass.  This is a huge improvement over fiberglass batts, because batts are nearly impossible to install in attics and they cost more money.  Despite the decline of fiberglass batts in attics, I still find a small section of fiberglass batting used above the attic access panel at about 90% of the homes that I inspect, even on new construction.

For the fiberglass batt to insulate the scuttle hole effectively, it needs to fill the entire space and be in significant contact with all four sides of the wood 'dam' that is built inside the attic for the access panel to slide up through.  When the insulation piece is too small, it doesn't touch all four sides and allows for heat loss.  When the insulation piece is properly sized, it works fine, but the insulation won't drop in to place inside the dam.  It needs to be pushed in to place.  To do this, the insulation needs to be installed from the attic side.  

How is the homeowner (or home inspector) supposed to be able to do that?  It's impossible unless there are two ways of getting in to the attic.  When there are two ways of getting in to the attic, it's usually because the average person can't climb from one section of the attic to the other.  I'm an above-average climber, and I've climbed through plenty enough attics to see what those fiberglass batts look like on the other side.  They're almost never right.  The photos below show a few recent examples; either the batts aren't pushed down inside the dams, they're too large, or they're too small.

When the fiberglass insulation above the attic access panel doesn't get installed properly, the home experiences unnecessary heat loss at this location, which you can clearly see in the infrared image below.  This isn't an unusual installation; this is typical of attic access panels that are insulated with fiberglass batts that are too large.

I've found two solutions that seem to work pretty well.  One is to have the panel re-insulated with something other than a tight-fitting fiberglass batt, such as rigid foam boards that fit the attic scuttle hole perfectly.  Easier said than done, but it's probably the best method I've seen.  In a perfect world, it would fit so tight that the panel had to be pulled down in place with two handles attached to the cover... but most people wouldn't go for that look.  I took a shot at building my own by cutting four pieces of rigid foam to size, gluing them together with 3M spray adhesive, and then duct taping them together for good measure.  It looked about as pathetic as my home-made recessed light cover, but too bad.  I'm the only one who will ever know.

Another solution I've found is to use a fiberglass batt that's slightly too large, and attach it to two or three pieces drywall that covers the scuttle hole.  This makes the cover so heavy that it's quite a chore to push it up in to the attic, but it also helps the panel fall down in to place, pulling the insulation down with itself.  

The other common issue I find with attic access panels is that they're not airtight.   This is much more of an issue with old houses than it is with new houses, but I still find my share of new construction homes with poorly sealed panels, such as the one shown below at a new construction inspection in Farmington.

One way to make the attic access panel airtight would be to caulk it shut, but I hesitate to do that because the attic is supposed to be accessible.  A much better option would be to install weatherstripping around the panel, but if the access panel is located in a commonly used hallway, I can understand why homeowners wouldn't want to do this: it's ugly.  I rarely find weatherstripping installed unless the access panel is located in an out-of-the-way closet.

If you want to know if your access panel is airtight, just waft some smoke around the panel edges.  If it's leaking, you'll see air movement here.  While air leaks at the lower levels create cold drafts, you usually don't feel them at the attic access panel because it's air leaving the house, not coming back in.

If you have a great attic access panel insulation method that doesn't look hideous and you'd like to share it, please send it to me.  I'd be happy to share it with others.

Reuben Saltzman, Structure Tech Home Inspections - Email - Minneapolis Home Inspector

        

 

 

Radon test tampering: I hope this was an innocent mistake

I don't know how it happened, and I'm not accusing anyone of intentionally doing something that's completely despicable, but it looks like someone intentionally tampered with a radon test.

I recently inspected a home that was being flipped for some young first-time home buyers.  The home had a newly finished basement, and the young couple planned to use one of the basement bedrooms as their master bedroom, so they hired me to do a radon test at the same time.  For the record, radon causes lung cancer.

The radon test was high, so the buyers asked the home flipper to install a radon mitigation  system.  Here's where it starts to get interesting.

Red Flag #1

The flipper refused, and said they wanted to have the radon re-tested.  Why?  I don't know.  There was absolutely no legitimate reason to have the radon re-tested.  We followed EPA protocol for the radon test, using a continuous electronic monitor that we send in for calibration annually.

Red Flag #2

The flipper wanted to have 'their own guy' perform a radon test, using the charcoal canister method.  Why would someone prefer to use an older method of testing?  I don't know.  The electronic monitor gives an hour-by-hour breakdown of the radon levels in the home; the charcoal canister method just gives the final number.   It's far easier to tamper with a charcoal canister than an electronic test.

Red Flag #3

The buyer's agent, who is a great guy that I know and trust, warned the young buyers that this was highly unusual. The buyers really wanted the house, so they agreed to have a second test performed.  They said the test had to be done by me, and the results would be averaged with the first test.  If the average was still high, the seller would need to install a mitigation system.  Here's the unbelievable part: the seller crossed off that part of the purchase agreement addendum and wrote "we'll see when the results come back."

Um... gee... that doesn't sound suspicious or anything.  The buyers went along with it.

So we set another test...

I received the call to do a second radon test on a Wednesday afternoon.  The buyer's agent said we had permission to set the test any time.  I told him we'd try to get it set on Thursday morning, but  someone from my company was able to set the radon test later that same evening.  In other words, we set the test earlier than planned.

Here's the unbelievable part

When I picked up the radon test at 6 pm on Friday, the bedroom window was open.  The window wasn't open when we set the test.  It was below freezing outside, the house was vacant, and the temperature was supposed to drop down to the teens that night.

So why was the window open?

I took a photo of the open window and immediately notified the buyer and their agent that the test was invalid.  I ran the test anyway, just because I was curious about the results.  The radon levels were almost identical to the first test we did, up until the last four hours, when the levels plummeted.  I have no doubt in my mind that that's when the window was opened; there is no other reasonable explanation for the sudden drop in radon levels.  The graph below shows the hour-by-hour breakdown.

Did someone open the window on purpose, with the idea of coming back early the next day to close the window?  I don't know.  I'm a trusting person who gives people the benefit of the doubt, but I'm having a hard time even entertaining the idea that this was an accident.

What do you think?  What would you do if you were the buyer?

Reuben Saltzman, Structure Tech Home Inspections - Email - Maple Grove Home Inspector

        

 

Don't let your outside faucets freeze

Most homeowners who live in cold climates know it's important to 'winterize' the outside faucets to prevent them from freezing, which can destroy the faucet or lead to a burst pipe.  The problem is that many people don't quite get it right - winterizing the outside faucets in the fall seems like a simple thing to do, and it seems like it should be straightforward and easy, but there are a few tricks you need to know to make sure all the water is out.

Garden hoses - First and foremost, disconnect your garden hose from the outside faucet.  If you leave your garden hose attached to the faucet, you're asking for trouble.

Frost-free sillcocks with an integral vacuum breaker  If you have a properly installed frost-free sillcock with an integral vacuum breaker, you shouldn't have anything to worry about.  You should be able to leave the water on to these faucets all year 'round without them freezing.  A properly installed frost-free sillcock will have a slight downward pitch, so that when the water is turned off, the water will all drain out of the stem.

When frost-free sillcocks aren't installed with this downward pitch, water will sit inside the stem of the sillcock even when it's turned off.  The pitch is a little dramatic in the photo below, but you get the point.

If this water freezes, it can burst the stem of the sillcock.  Most homeowners don't know this has happened until the first time they use their faucet in the spring.  Once they turn their faucet on, water starts shooting out of the burst stem inside the house, making a big mess while nobody is inside the house to see it.  This recently happened to Connecticut home inspector James Quarello while he was inspecting a home.  Better him than me, I say.

The fix for an improperly installed frost-free sillcock is to have it re-installed with a slight downward pitch.

Winterizing standard sillcocks  With a standard sillcock, the water needs to be turned off and drained out to prevent freeze damage.  To do this, you'll need to first turn off the water supply to the faucet from inside the house.  Exterior faucets should have a separate shutoff valve inside the house, but not all of them do.  On older homes, these valves are typically located at the ceiling somewhere close to the outside faucet.  On newer homes, the valves are typically located right next to the main water valve, and they're also usually labeled.

Once the water is turned off inside the house, the outside faucet needs to be opened up.  Next, the bleeder cap inside the house needs to be unscrewed - this will allow water to drain out of the pipes.  Depending on how the pipe is pitched, the water may drain through the bleeder cap or through the outside faucet.  Keep a small bucket handy when you do this, just in case a lot of water needs to drain out of the bleeder.  After the water drains out, you can screw the bleeder cap back on and turn off the outside faucet.

Sometimes, two wrongs really do make a right  Some older houses in Minneapolis and Saint Paul don't have a shutoff valve for the outside faucet, and the faucets never get winterized... yet they never have a problem with freezing.  How can this be?

Here's a hint:

On older houses with no insulation at the rim space, there can be so much heat loss occurring here that the outside faucets never get cold enough to freeze.  I call this "two wrongs making a right."  It's certainly not a reliable method of preventing freeze damage, but it does seem to work.

Vacuum breakers complicate things  The problem with external vacuum breakers (aka backflow preventers) is that they don't allow all of the water to drain out.  After the water is turned off and appears to have drained out, the rubber seal in the vacuum breaker will still trap enough water to destroy the vacuum breaker, which will cause water to spray out all over the place when the faucet is used again in the spring.

There are two possible solutions: remove the vacuum breaker in the fall, or drain the water out of the vacuum breaker.  If the vacuum breaker will just unscrew from the sillcock, go ahead and take it off in the fall.  The problem with this is that vacuum breakers are often designed to be permanently installed.  They have a little set-screw on the side that gets tightened down until it breaks off, making it so the vacuum breaker can't be removed.  If your vacuum breaker leaks every time you turn on your faucet and you need to replace it, there is still a way to remove it without destroying your faucet - I made a video showing how to do it.

If the vacuum breaker can't be removed or you don't want to hassle with removing it, no problem;  there is still a way to drain the rest of the water out.  If you look up inside the vacuum breaker, you'll notice that there is a small white plastic post.  Just push this post to the side, and the rest of the water will drain out.  The video below shows how this works.

If the vacuum breaker doesn't have that white post, it may have a plastic ring that will allow it to drain.

Reuben Saltzman, Structure Tech Home Inspections - Email - Home Inspector in Maple Grove

        

 

 

This home inspector's love affair with flashlights

Why are home inspectors obsessed with flashlights?  It's probably because flashlights are one of the few tools that home inspectors just absolutely couldn't do an inspection without, and it's the only tool that keeps getting better and better every year.  Now please excuse me while I geek out.

Every time I get a new flashlight, I swear to myself that it’s the last flashlight I’ll ever need, and nothing could ever top it. The I’m-in-love-with-my-new-flashlight glow seems to wear off around the second month of ownership… but even sooner if I have the misfortune of reading about some other flashlight that would have been brighter and longer running for a similar price.

The flashlight I’m using now is a Fenix TK35, which I’ve had for just over two weeks, and still quite in love with. The day I got it, my wife had to tell me not to take it to bed. I had no plans to write a love letter blog post about it, but after reading a recent review of flashlights in the ASHI Reporter where my flashlight wasn't mentioned, I had to.

Twelve flashlights were compared in the review, but I think this one tops ‘em all. This little light cannon has the power of a spotlight, yet it’s small enough to fit in to your pocket.  It wasn't as bright as the brightest flashlight reviewed, but it's also less than half the price and it's far smaller.  To give you an idea of how powerful this light is, I compared several lights by shining them against a garage a night.

In the photo below, I laid out a three D-cell MagLite for comparision, which is flashlight shown on the bottom.  The middle flashlight is the TK35, and the top one is the TK11, which has obviously seen some wear.

In this next photo, I have the headlights on my Silverado shining against the garage as a point of reference.

The next photos show the TK35, the TK11, and the MagLite, respectively.

For the past 2 ½ years I've been using a Fenix TK11, and it's been an unfailing light the entire time, even after taking a fall off a two-story roof on to concrete.  I expect to get the same ruggedness and durability out of the TK35.  This flashlight is almost as small, ridiculously bright, and has a long run time - 1 ½ hours on the 820 lumen setting.  I've only done a few inspections with it, but I’m already spoiled.

The batteries are the same 18650 lithium ion batteries that my TK11 took, except it takes two batteries, not one like the TK11.  I've had the same batteries for my TK11 ever since I got it over two years ago, and I haven't noticed any drop in performance.  I use my flashlight all week long, then I put the batteries on the charger over the weekend.

If you’re looking for the latest and greatest flashlight, this is a great choice for the money.  If you know of a better flashlight, I'd love to hear about it.

Reuben Saltzman, Structure Tech Home Inspections - Email - Maple Grove Home Inspector

        

Comparing home inspection reports: my search for a home inspector, part two

In searching for a home inspector for out-of-state family members buying a home, I ended up comparing dozens of home inspector web sites, trying to separate the great home inspectors from the hacks.  It wasn't difficult to find qualified home inspectors, but finding someone who I thought was a great home inspector was much more difficult.   As I mentioned at the end of my blog about finding an out-of-state home inspector, it all came down to comparing sample home inspection reports.

Reading sample home inspection reports is the best way to compare home inspectors, short of actually attending the home inspection.

In my humble opinion, the best home inspection reports have several things in common, and these were the things that I looked for in a sample home inspection report while searching for an out-of-state inspector:

Photos - this is a no-brainer and doesn't need much explanation.  Good home inspection reports have photos.  This is a basic requirement for a good home inspection report that most home inspectors include today.  In a recent survey of ASHI home inspectors with 4,500 responses, over 84% of ASHI home inspectors include photos in their reports.

Easy to read - I don't want to have to look at a legend to figure out what the inspector is trying to say, and I especially wouldn't want my family members trying to figure that stuff out.  Home inspection reports should be easy to understand and shouldn't need someone with industry knowledge to interpret what the inspector is trying to say.

Customized - home inspection reports should contain three basic components when addressing an issue: what the issue is, why it's an issue (if not obvious), and what should be done.

For example, if a water heater had a pressure relief valve that was plugged off on the end, a great home inspection report might say

"The pressure relief valve discharge tube has a cap attached to the end, which will prevent the valve from functioning; this could cause the water heater to explode or turn in to a missile if the water heater malfunctioned.  Have the cap removed."

A weak inspection report might say

"Capped relief pipe needs repair"

Both of these descriptions address the defect, but the first description is obviously a far superior description, and lets the client know why this item needs repair.

Disclaimers kept to a minimum - I looked for inspection reports that were focused on helping my family members; not explaining away why they couldn't.  Many home inspection reports are filled with CYA verbiage that is focused on explaining away why the home inspector couldn't see this or why they couldn't inspect that.  This isn't helpful to the home buyer, and when there's too much of it, it starts to sound 'weaselly'.  I don't want to read through a huge list of stuff that wasn't  inspected.  That list belongs in the contract or the standards of practice.  If the roof was covered with snow, say it was covered with snow and not inspected.  The end.

Realistic recommendations - This one is huge.  Many home inspection reports are filled with recommendations for further testing and inspections to the point where it gets absurd.  Mold testing?  Asbestos testing?  Lead testing?  Sewer scans?  Plumbing inspections?  Electrical inspections?  When I see recommendations for all these other inspections, I get the feeling that the home inspector is only concerned about not getting sued; they're not nearly as concerned about providing a good service to my family members.

Confident reports - this point is a little harder to define, but it's really what sets asides the rookies from the experienced home inspectors.  Anyone with the most basic understanding of a house can observe an abnormality, call attention to it, and recommend repair or a second opinion.  With knowledge and experience comes the confidence to say that something isn't a problem.

Ownership  - This might be something that many home inspectors don't even consider when they write reports, but I got turned off reading inspection reports where the inspector clearly didn't take ownership of the comments and recommendations he or she was making.  For example, "It is recommended..." takes no ownership.  "I recommend" does.

That makes up most of the stuff that I looked for in a sample home inspection report when choosing a home inspector for out-of-state family members.  In the end, I found a home inspector who had all of these qualities in a sample report, and I weeded out a ridiculous amount of qualified home inspectors who didn't.

If you're shopping for a home inspector, be sure to read a sample report.

RELATED POSTS:

My search for an out-of-state home inspector

How to decide on a home inspector

Reuben Saltzman, Structure Tech Home Inspections - Email - Minnesota Home Inspector

        

 

Top 20 Home Inspection Photos from 2011

I post a new home inspection photo on the Structure Tech Facebook page six days a week, and this year I decided to put together a blog post showing my favorite photos from 2011.   I hope you enjoy these half as much as I do.  As with all of my blog posts, click on any of these photos for a larger version.

Ice Dams - Remember ice dams?  They were nasty last winter.  I'm enjoying winter in Minnesota much more this year; what have we received so far, two inches of snow?

Ice Dam-age Control - This is the only photo we didn't take (thanks DKW3).  This was someone's solution to chronic water intrusion from ice dam leakage.

Hack Ice Dam Removal - We've said many times that pressure washers should never be used to remove ice dams, because they tear up shingles.

Hot Roof?  Cold Roof?  Not Sure.  - Attics are supposed to be treated as warm spaces or cold spaces.  Someone obviously didn't understand the point.

Hockey Puck Fascia Repair - Hole in your fascia?  No problem!  Just use a bunch of caulk and a hockey puck to fix it.

Rotted Roof Decking - The roof decking was in horrible condition at this house, but that didn't stop the roofers; they installed a new roof covering right over the top.  That black stuff is the ice & water shield.

Bad Shingle Repair - No explanation needed.

Bad Chimney Crown - We could tell this chimney crown needed repair just by looking at it from the ground, but we had no idea it would be this bad.  This chimney crown obviously needs to be completely replaced.

Chimney with Facade Falling Apart - Three sides of this chimney looked just fine from a distance.

One Angry Bird Away... - As I was typing up the insection report for this house, my wife saw this photo on the computer screen and said "Wow, that chimney looks like it's about one angry bird away from collapse."  Good call.

Downspout Combustion Air Intake - That downspout connecting to the return air duct fed to the exterior of the home and was being used as the combustion air intake.  It's not conventional and it's probably a little small, but hey, it works.

Central Air-ish - This was someone's attempt at cooling a room where the AC unit wasn't installed.

Creative Heat Register - Interesting solution.

Heat Register in Cabinet - While most people would have had to decide between a heat register and a cabinet here, this homeowner decided to have their cake and eat it too.  Can you guess what city this house was in?

Garbage Can Sump Basket - Sump baskets are reinforced on the sides to prevent them from collapsing.  Plastic refuse containers are not.

Mouse in Panel - Any unused openings in electric panels are supposed to be covered over, not only to contain any potential fire or sparking that could occur inside the panel, but also to prevent unwanted visitors from coming in.

Covered Outlet - No explanation needed.

Missing Fuses - Apparently someone was tired of replacing those pesky fuses, so they replaced the fuses with a couple short lengths of copper tubing.  Can you say fire hazard?

Mirror Tile on Kitchen Floor - This might be the most interesting tiled floor we've come across.

Useless Shower Fan - Someone went to a lot of effort to install this bath fan above the shower, but without a duct... what's the point?  I can only scratch my head.

Water Behind Escutcheon - My personal favorite.  I noticed water leaking out from behind the escutcheon, which is that decorative metal trim ring around the pipe sticking out of wall.  I turned the water off, pulled the escutcheon away, got my camera ready, turned the water back on... click.

Ok, that was twenty-one photos.  Close enough.  If you enjoy these kinds of photos, be sure to click "Like" on our Facebook page.  Thanks!

Reuben Saltzman, Structure Tech Home Inspections - Email - Minnesota Home Inspector

        

Searching for a home inspector online

I have out-of-state family who are in the process of buying a new home.  I told them I'd find a good home inspector in their area, assuming I would already know someone in their area from an online discussion group or from ActiveRain.  No such luck.  Oh well... the search begins.

At first, my search for a home inspector started out kind of fun, a little like searching for a house.  It was easy for me to weed out home inspectors, but I actually ended up weeding out way too many.  I was left with no one, for one reason or another.

Blah

I found several themes on home inspector web  sites.  The 'basic' web sites were all extremely similar - it was "Hire me because:"

• A home is probably the largest investment you will ever make.  Blah blah blah (and now, stop talking).  Why do so many home inspectors need to tell people this?  If someone is shopping for a home inspector, they're probably already sold on the idea of a home inspection.  
• I'll give you peace of mind.  I'd rather find someone who will give me the straight story, even if the information doesn't give me peace of mind. 
• I abide by [insert association]'s Standards of Practice.  So does everyone else.
• I'm licensed.  Gee, lets hope so if your state requires it.
• I'm independent.  You mean the real estate agent doesn't pay you off to ignore defects?  I suppose that's good...
• I charge less than my competition.  I assume there is a reason for this.

Turn-offs

I found many web sites that turned me off right away; these sites had common themes to them.

• Claims to be the best / most detailed / most comprehensive / most thorough / etc.  They're making a claim that's impossible to prove.  I don't trust this person.
• As many colors and fonts jammed in to one page as possible.  This reminds me of a little girl who got in to her mom's make-up bag.
• Claims that their home inspection association (ASHI, NACHI, NAHI, etc) is better than the other associations.  Badmouthing other associations or claiming superiority of their association doesn't make them look better; it makes them look petty.
• Warnings about blind home inspectors.  I've never met a blind home inspector.  I feel as though I'm being talked down to when I hear warnings about unqualified home inspectors, and I'm afraid they're going to talk down to my family members during the inspection.  Just tell me about yourself.

Turn-ons

The better web sites give more specific information about the home inspector.

• I have these certifications
• I'm a member of this association
• I walk on the roof to inspect it
• I crawl through crawl spaces to inspect them
• I've been in the business for a long time
• I'm thorough, detailed, patient... and many other adjectives.

After looking through enough web sites,  it becomes hard to compare all of that.  Also, none of this stuff tells me the person is a good home inspector; it just tells me they are qualified to be a good home inspector.

Online presence = bonus points

I didn't exclude any home inspectors from my search just because they didn't engage in social media, but I certainly gave them bonus points for doing so.  It helps me learn more about them.   Facebook, Twitter, Youtube... all that stuff helps me to learn more about the company.

Of course, I also gave bonus points to home inspectors with active blogs.  How could I not?

Online reviews were also nice to see.

...but it all boils down to the report.

For me, it all comes down to the home inspection report.  This is the single most important part of deciding on a home inspector for me, because it tells me more about the home inspector than anything else possibly could.  I started writing about what I look for in a home inspection report, but it started turning in to a whole new topic.  I'll save that for another day.

Unfortunately, many of the inspectors that I decided were the most qualified didn't even have sample inspection reports on their web site.   If I had found a home inspector with a good inspection report, I would have recommended them, but I couldn't find one.  I got a few referrals from the ASHI online discussion forums, so I contacted the inspectors that were referred, asking for sample inspection reports.  You'd think I was asking for social security numbers.

One inspector made me promise not to share the report, even after he removed all of the identifying information, and another refused to let me view a sample report.   No joke.   The one who sent me a report with no questions asked actually had a very good report, and she's the one I'll end up recommending to my family.

Reuben Saltzman, Structure Tech Home Inspections - Email - Minnesota Home Inspector

        

 

 

Insulating your basement? Start with the rim space.

Have you ever noticed how snow will melt around the foundation on older houses?  This will happen at any house with unheated foundation walls, and it's a great visual indication of how the house is losing heat.   When there's no melted snow up against the house, we can rely on thermal imaging to figure out where the heat loss is occurring.  In the image below it's right at the rim space; that's the part that shows up as the brightest orange / yellow.

While houses usually act like chimneys, sucking air in at the bottom and exhausting air through leaks at the top, the photo below is a perfect example showing how it doesn't always work that way.  The frost that has accumulated against the siding is all coming from air that's leaking out of the un-insulated, un-sealed rim space.   It was about -15 degrees outside when I took the photo below.

To cut down on basement heat loss, an obvious place to start at is the rim space.  I mentioned this a couple weeks ago when I wrote my post about how I had my entire basement re-insulated, but today I'm going to focus on the rim space alone and discuss the different options for insulating and air sealing this space.

The old way of insulating rim joists was to use fiberglass batts.  As I've mentioned many times in previous blogs, fiberglass batts are a poor choice of insulation for any project... but they should never be used at the rim space because it's nearly  impossible to install a proper vapor barrier here, and fiberglass batts will allow for a lot of air leakage.   Without a vapor barrier at the rim space, you'll have relatively warm, moist air passing through the fiberglass insulation and then condensing at the rim joist.  This can create mold or rotting.

There are only two ways that I ever recommend to insulate the rim space: rigid foam or spray foam.

Using spray foam at the rim space is just about the only thing that is ever done on new construction houses in Minnesota today; while it's expensive, it's worth it because it can be applied quickly and does a perfect job of both insulating and air sealing the rim space.  Wires, faucets, pipes... they're no match for spray foam.  All of the penetrations get sealed.

While spray foam is supposed to be covered by an approved material to prevent the possible spread of a fire, the rim space is one exception to this rule; this exception can be found in the Minnesota Amendments to the IRC, sectionR314.5.11.  Here in Minnesota, up to 5 1/2" of foam insulation can be sprayed at the rim space and left exposed.  The only downside to using foam insulation is that it's relatively expensive.  You can buy do-it-yourself insulation kits for fairly small jobs, such as a rim space, but I would personally just hire a professional to do this.  It wouldn't cost much more than a spray foam insulation kit.

The alternative to having spray foam applied at the rim space is to install rigid foam insulation.  Installing foam insulation at the rim space takes a long time, but it's not a very difficult project.  Basically, pieces of rigid foam boards get cut to size, placed at the rim space, and caulked or foamed in place to help prevent air leakage.

While writing this post, I came across a great blog written by a handy homeowner, showing how he insulated his own rim space with rigid foam.  You can view it here - rigid foam at rim space.

The one thing to remember when making a house tighter is that you'll have less air leaking in to and out of your house, which can create other problems, such as a backdrafting water heater or excessive moisture in the home.  The Minnesota Department of Commerce Energy Information Center has a great handout that specifically addresses this topic, which you can download here - Combustion & Makeup Air.

If you don't have any insulation at your rim space, add this project to your list of 'to-do' projects.  It's not as critical as attic insulation and it takes more time, but it's a good thing to do.  Just don't use fiberglass.

Reuben Saltzman, Structure Tech Home Inspections - Email - Minnesota Home Inspector

        

 

Buying a vacant property in Coon Rapids? Familiarize yourself with their "Water Restoration Permit" first.

I recently had a friend go through a huge hassle to get his water turned on after buying a vacant property in Coon Rapids.  His plan was to buy the house, get the water turned back on, and live in the house while he remodeled it going room by room.

Shortly after buying the home, he contacted the city of Coon Rapids to have the water turned back on, and they told him they would need to inspect the house first.  The city ended up having a huge list of repairs that he would need to completebefore moving in to the house, and he ended up moving in about two months later than his planned move-in date.

I called the building inspections department in Coon Rapid to ask about this, and as it turns out, these inspections have been required in Coon Rapids for about the last three years.  Apparently, the city of Coon Rapids will turn off the water supply to any property that is known to be vacant; they do this to reduce the risk of property damage from burst or frozen water pipes.  That's pretty standard procedure for just about any bank owned property, but the huge difference with Coon Rapids is the water restoration permit.

Before the city of Coon Rapids will turn the water back on to a property, they need to have a Water Restoration Permit application filed, along with a $75 inspection fee.  After this permit gets filed, they'll inspect the property for safety.  If the house passes the inspection, they'll turn the water on.  If the house doesn't pass the inspection, repairs will need to be completed before the water can be turned back on.  Below is a list of the items that would prevent the water from being turned on - I copied this text exactly from their Water Restoration Permit form:

• Furnace – Furnace must be operable & providing heat to dwelling.
• Water heater – Must be correctly installed & operable.
• Furnace or Water heater installed without a permit or inspection – *All plumbing & mechanical work must be permitted.
• You may be required to hire a licensed contractor to inspect and pull permits for previously installed equipment per requirements of the Minnesota State Building Code.
• Gas or Electric service – Service must be ‘turned on’ to property.
• Wiring/exposed wiring – *Dwelling must not have any exposed wiring.
• Plumbing – Dwelling must meet the ‘Minimum standards of habitation’& may not have any broken or damaged water pipes.
• ‘Minimum standard’ is defined as a functioning kitchen sink, lavatory sink, water closet, shower or bathtub & proper back flow prevention.
• Severe mold issues- A ‘Mold Remediation’ report may be required. (Please discuss plans for mold cleanup with Bldg Dept. staff)
• Building must be weather tight - Dwelling must not have any door or window openings that are not covered.
• Severe structural problems – As deemed by City of Coon Rapids Building Official.
• Other items that could be deemed as a life safety concern.
• Dwelling ‘Not habitable’ – Any circumstances deemed by the Building Official that property is unsuitable for habitation.

I asked the Coon Rapids building inspections department if there was any type of form that needs to be provided to or signed by a potential home buyer to alert them to these requirements.  They said that the water restoration permit has nothing to do with the sale of a property, so no - there are no methods in place to inform a potential home buyer of this requirement.  They leave it up to the real estate agent or home buyer to contact the city to ask about this stuff before buying a home in Coon Rapids.

The bottom line is that if you're buying a home in Coon Rapids, this is something you need to be aware of.  I always recommend having the water turned on to a property before the home inspection, but this is especially important in Coon Rapids.  For more information about this requirement, click here - Coon Rapids water restoration information.

Reuben Saltzman, Structure Tech Home Inspections - Email - Minnesota Home Inspections